Is the HOA or the homeowner responsible for a water damage in the unit?

12/18/2024 (Permalink)

working with both the HOA and your insurance provider, you can navigate the situation more effectively

When you live in a condominium or another shared property managed by a Homeowners Association (HOA), the process of addressing the damage can become more complex. If you believe the HOA is responsible for the water damage, it’s essential to know your rights, the steps to take, and how to protect yourself throughout the process.

Water damage in a condo or townhouse can occur due to various reasons—plumbing leaks, roof failures, or burst pipes. Before taking action, it’s critical to identify the source of the water damage. In shared properties, the HOA is typically responsible for maintaining common areas and the building’s structure. The exact division of responsibilities between you and the HOA will depend on your governing documents (CC&Rs or Covenants, Conditions & Restrictions). However, common sources of HOA liability.

As soon as you notice water damage, begin documenting everything. This step is crucial if you need to file a claim or seek reimbursement for repairs. SERVPRO of Malibu will be happy to assist you with the water mitigation call 310-456-2135