Summer Storms

8/3/2017 (Permalink)

Summer Storm Damage

Today is the perfect time to take steps to protect your home from summer storms and other weather damage. The following steps can help you be prepared before a weather emergency strike.

Update your home inventory

• Take pictures of your rooms, closets, attic, and your backyard. Open drawers and cupboards so everything gets photographed. Keep the photos and copies of receipts for valuable items online or outside of your home, that way, you can provide the information to your insurance carrier immediately after the damage is done.

Make sure you have the right insurance

• Let your insurer know if you've made any major home improvements -- it usually doesn't cost a lot to add tens of thousands of dollars for extra coverage. Know your deductible and try to have an emergency fund. You may have no insurance coverage for some storm damage expenses.  Such as the cost to haul away a fallen tree that didn’t actually hit your home's structure but lays on your property.

Take precautions to protect your home.

• This is a good time of year to trim trees with low-hanging or unhealthy branches that could fall and damage your own or your neighbor's property.
• Sign up for weather alerts and put together an emergency kit.
• It is always good to stock up on water and nonperishable foods. Don't forget about your pets and medications. Have a portable radio and extra batteries for the radio and flashlight.

For any questions you can always call us…